The Response Time analyzer answers a question every borrower should ask: if Bitcoin crashes while you're asleep, how long do you actually have to act? Enter your collateral and loan, and it uses Bitcoin's real historical daily price moves to estimate the time that typically passes between a margin call and liquidation.
It's free, runs entirely in your browser, and needs no account. Liquidation is modeled at Lygos' 85% LTV threshold — a lower starting LTV gives you a deeper buffer and more time to respond.
It depends on how much buffer sits between your loan-to-value and the liquidation threshold, and how fast the drop is. The Response Time analyzer uses Bitcoin's real historical daily price moves to estimate how much time typically passes between a margin call and liquidation for a position like yours.
If your loan-to-value reaches the liquidation threshold (85% LTV at Lygos) and you haven't added collateral or repaid, part of your collateral is sold to bring the loan back to a safe level. The point of this tool is to show whether your buffer realistically gives you time to respond.
Borrow at a lower starting LTV (post more collateral relative to the loan). A bigger buffer means Bitcoin has to fall further — and usually over more time — before you hit a margin call, which widens your window to act.
Bitcoin's actual historical daily closing prices for the warning-time replay (so times resolve in whole days) and hourly candles for the past-margin-call probability model. Intraday volatility can produce faster moves than daily data shows, so treat the result as a realistic estimate rather than a guarantee.