The Bitcoin Loan Calculator estimates everything about a Bitcoin-backed loan before you take one. Enter how much you want to borrow (or how much BTC you'll pledge) and it returns your loan-to-value ratio, monthly interest at 10% APR, the collateral required, and the exact price at which you'd face a margin call or liquidation.
It's the starting point for borrowing against Bitcoin without selling — no capital-gains tax, no surrendered custody. Free, no signup, runs in your browser.
At Lygos' 50% starting LTV, you can borrow up to half your collateral's value — about $50,000 for every ~$100,000 of Bitcoin. Loans range from $50,000 to $50,000,000. Enter your BTC above to see your number.
Interest accrues on your outstanding balance at 10% APR with no origination fee, so monthly interest is roughly your loan amount × 10% ÷ 12. The calculator shows the exact figure and the annual total.
The Bitcoin price at which your collateral is sold to repay the loan — reached when your LTV climbs to 85%. Starting at 50% LTV leaves a large buffer; the calculator shows your exact liquidation and margin-call prices so you can borrow conservatively.
No. It's free and runs in your browser. You only provide details if you choose to apply for a loan.