Loan CalculatorFree ToolsBlog
FAQCompare LendersGlossaryVerify Us
Loan CalculatorFree ToolsBlog
FAQCompare LendersGlossaryVerify Us

About the Buy the Dip calculator

The Buy the Dip calculator models using your existing Bitcoin as collateral to buy more during a sell-off — without selling anything or adding fresh cash. Set how much you'd borrow (your LTV) and a recovery target, and it shows the extra BTC you'd gain, the price Bitcoin must reclaim to break even on the interest, and the margin-call price if the dip deepens.

Leverage cuts both ways. The tool always shows your liquidation price so you can weigh the downside before the upside. Borrowing is modeled at Lygos' all-in 10% APR; it's free and runs in your browser.

Frequently asked questions

You pledge Bitcoin you already own as collateral, borrow cash against it, and use that cash to buy more BTC at the lower price. You don't sell, so there's no taxable event, and you end up holding a bigger stack — but you owe interest and carry liquidation risk if the price falls further.

It's the Bitcoin price at which the gain on the BTC you bought equals the interest you owe on the loan. Above it, the trade is ahead; below it, you're behind. The calculator computes it from your LTV, loan term, and the 10% APR.

Your loan's LTV rises as collateral falls. If it hits the margin-call line you'd need to add collateral or repay; liquidation occurs at 85% LTV. The tool shows the exact margin-call and liquidation prices so you can size the borrow conservatively.

Similar in spirit, but non-custodial: with Lygos your collateral stays in an on-chain DLC rather than at an exchange that could rehypothecate it or fail. Rates and liquidation mechanics differ too — model your own numbers above.

Company

  • Blog
  • Careers
  • Brand Kit

Socials

  • X / Twitter
  • LinkedIn

Resources

  • FAQ
  • Glossary
  • Verify Us
  • Loan Scenarios
  • Loan Calculator
  • Interested in Lending?

Compare

  • Compare Lenders
  • Lygos vs Ledn
  • Lygos vs Nexo
  • Lygos vs Arch
  • Lygos vs Strike
  • Lygos vs SALT

Legal

  • Privacy Policy
  • Terms of Service

© 2026 Lygos Labs Inc. All rights reserved.

All Systems Operational

This content is for informational purposes only and does not constitute tax, legal, or investment advice. Tax treatment depends on your jurisdiction and personal circumstances; consult a qualified tax advisor.

Borrow against your BTC collateral to obtain cash while maintaining full long-term exposure. Because you are borrowing—rather than disposing of—your assets, this structure allows for liquidity access without the tax consequences commonly associated with a sale. Your collateral remains native BTC and is held in isolation: not commingled, not swapped, and never converted to a wrapped asset.

Risk Warning: Borrowing against cryptocurrency involves significant risks, including but not limited to liquidation risk, market volatility, and potential loss of collateral. Please review all terms and conditions carefully before participating.

Regulatory Notice: Services may not be available in all jurisdictions. Users are responsible for ensuring compliance with local laws and regulations. Lygos does not provide services to residents of certain restricted jurisdictions.